@futurebird my experience is that well-off people think people are poor because they don't know how to do money, while it's rarely true.
And things that can work when you do have money don't when you have very little. Real poverty creates budgeting needs which are fairly different.
One problem can actually be to move from a poverty budget to a "standard" budget when you do have more money coming in but… "spend less than you make" by definition can't work if you make less than is needed to cover your survival needs 
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