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Chebucto Regional Softball Club

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  2. Uncategorized
  3. Microtransactions reach new level of hell once thought impossible with buy now, pay later options: "Interest-free biweekly payments or longer-term monthly installments"
A forum for discussing and organizing recreational softball and baseball games and leagues in the greater Halifax area.

Microtransactions reach new level of hell once thought impossible with buy now, pay later options: "Interest-free biweekly payments or longer-term monthly installments"

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  • ๐Ÿ‡ฐ ๐ŸŒ€ ๐Ÿ‡ฑ ๐Ÿ‡ฆ ๐Ÿ‡ณ ๐Ÿ‡ฆ ๐Ÿ‡ฐ ๐Ÿ‡ฎ K ๐Ÿ‡ฐ ๐ŸŒ€ ๐Ÿ‡ฑ ๐Ÿ‡ฆ ๐Ÿ‡ณ ๐Ÿ‡ฆ ๐Ÿ‡ฐ ๐Ÿ‡ฎ
    People 'bout to go into debt over stupid fake bullshit and not just stupid real shit.
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    Guest
    wrote last edited by
    #12
    It's all electrons in the brain anyway
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    • CoelacanthC Coelacanth
      Pure, unadulterated capitalism and greed finding new and horrifying ways of bleeding the people dry. Colour me unsurprised.
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      Guest
      wrote last edited by
      #13
      I don't understand how the credit card industry is okay with this. Credit cards are unsecured debt that can be discharged through bankruptcy. Not only that, usually tangible purchases can be repossessed. If someone is addicted to an online game and uses their card to purchase digital assets, how are they going to make their money back?
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      • ? Guest
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        Guest
        wrote last edited by
        #14
        I'm confident in the EU eventually tackling this. They're proving to be the forefront of human rights in the world right now.
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        • ? Guest
          Of course, the U.S. are the frontrunners of bullshit again.
          D This user is from outside of this forum
          D This user is from outside of this forum
          dagnet@lemmy.world
          wrote last edited by
          #15
          The US are world leaders in enshittification technology
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          • ? Guest
            I don't understand how the credit card industry is okay with this. Credit cards are unsecured debt that can be discharged through bankruptcy. Not only that, usually tangible purchases can be repossessed. If someone is addicted to an online game and uses their card to purchase digital assets, how are they going to make their money back?
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            Guest
            wrote last edited by
            #16
            Credit card companies (Visa, Discover, MasterCard, AMEX) make their money through transaction fees. They make their money when you spend money using the card, _regardless_ of any debts involved. The banks that issue cards are a different matter. They _also_ make some money when you use the card (some of which goes towards those credit card rewards you get, which is how they can do stuff like offer % back) but mostly they make money by letting you spend _just_ enough money so as to be perpetually in debt. Your bank wants you to carry a balance. They want you to be paying them tens of percentage points of interest each year. The credit limit they give you isn't the amount they want you to spend in one purchase, it's calculated to be the maximum amount you can afford the running payments on, which will do nothing to touch the principal. Sure, you can discharge the debt if you go bankrupt, but consider as well that your bank has a couple of other advantages. First, they get to see all your spending. They know _how_ you're spending your money, where, when. They also usually get to see your other information. They know how much money comes into your balance accounts each month, they know how much your rent/mortgage costs, they know how much money is coming in from Venmo when you borrow from family to cover debts you can't pay, how much money you spend on food delivery apps, how much of an emergency fund you keep. They know how much money you're spending on things that you don't have to be, which is money you could be giving _them_ instead, if it becomes a running balance. And at 25% interest, they only need this scheme to work for 4 years before they make as much money as they'd lose if you default on your entire balance. Plus, when you _do_ have money in the bank, they get to use that money for other things while it's with them. If you have a $100,000 credit limit, odds are pretty good you have an account with them holding a few tens of thousands of dollars. They get to use most of that until you ask for it back.
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              mindbleach@sh.itjust.works
              wrote last edited by
              #17
              Nothing inside a video game should cost real money. Ban the entire business model.
              tal@lemmy.todayT 1 Reply Last reply
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              • M mindbleach@sh.itjust.works
                Nothing inside a video game should cost real money. Ban the entire business model.
                tal@lemmy.todayT This user is from outside of this forum
                tal@lemmy.todayT This user is from outside of this forum
                tal@lemmy.today
                wrote last edited by
                #18
                Why not just not play them if you don't like them? I think that hunting games are not fun at all, but I can very easily address that by just not playing them, which avoids starting a fight with people who *do* like them. If I decided "I need to tell people to play games as I see best" and impose a ban, I'd be going out and starting a fight with people that just doesn't need to happen.
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                • tal@lemmy.todayT tal@lemmy.today
                  Why not just not play them if you don't like them? I think that hunting games are not fun at all, but I can very easily address that by just not playing them, which avoids starting a fight with people who *do* like them. If I decided "I need to tell people to play games as I see best" and impose a ban, I'd be going out and starting a fight with people that just doesn't need to happen.
                  M This user is from outside of this forum
                  M This user is from outside of this forum
                  mindbleach@sh.itjust.works
                  wrote last edited by
                  #19
                  Bu-si-ness mo-del. Not: genre. Not: content. Not: players. We are talking about corporations committing systemic abuse for profit. Abuse that's gouging so hard, you might need FINANCING... to play a VIDEO GAME. How big a hint do you need that something has gone wrong?
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                  • tal@lemmy.todayT tal@lemmy.today
                    Why not just not play them if you don't like them? I think that hunting games are not fun at all, but I can very easily address that by just not playing them, which avoids starting a fight with people who *do* like them. If I decided "I need to tell people to play games as I see best" and impose a ban, I'd be going out and starting a fight with people that just doesn't need to happen.
                    F This user is from outside of this forum
                    F This user is from outside of this forum
                    funkless_eck@sh.itjust.works
                    wrote last edited by
                    #20
                    it's gambling for children is why. While I can choose to not buy the MTX inside a game, children and some young adults are more vulnerable to psychologically manipulative dark patterns that have been designed to mimic addiction as closely as possible.
                    M 1 Reply Last reply
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                    • ? Guest
                      I'm confident in the EU eventually tackling this. They're proving to be the forefront of human rights in the world right now.
                      S This user is from outside of this forum
                      S This user is from outside of this forum
                      squizzy@lemmy.world
                      wrote last edited by
                      #21
                      We are under constant attack from lobbying, foreign money, corruption and failing allied states looking to hurt us. Other countries should be championing these causes also.
                      Sunshine (she/her)S 1 Reply Last reply
                      0
                      • ? Guest
                        This post did not contain any content.
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                        Guest
                        wrote last edited by
                        #22
                        Just one more game bro and you will be happy, get this dopamine hit using our new buy now suck my dick later solution.
                        1 Reply Last reply
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                        • ? Guest
                          This post did not contain any content.
                          Sunshine (she/her)S This user is from outside of this forum
                          Sunshine (she/her)S This user is from outside of this forum
                          Sunshine (she/her)
                          wrote last edited by
                          #23
                          And theyโ€™re planning to destroy your games after a set amount of years where one can no longer even look at the mtx one may mistakenly bought.
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                          • S squizzy@lemmy.world
                            We are under constant attack from lobbying, foreign money, corruption and failing allied states looking to hurt us. Other countries should be championing these causes also.
                            Sunshine (she/her)S This user is from outside of this forum
                            Sunshine (she/her)S This user is from outside of this forum
                            Sunshine (she/her)
                            wrote last edited by
                            #24
                            Absolutely there are plenty of bad actors trying to convince Europeans to get rid of their democracy because things arenโ€™t perfect.
                            1 Reply Last reply
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                            • F funkless_eck@sh.itjust.works
                              it's gambling for children is why. While I can choose to not buy the MTX inside a game, children and some young adults are more vulnerable to psychologically manipulative dark patterns that have been designed to mimic addiction as closely as possible.
                              M This user is from outside of this forum
                              M This user is from outside of this forum
                              mindbleach@sh.itjust.works
                              wrote last edited by
                              #25
                              Fuck them kids. Children aren't why these bastards are offering *financing* for this industry-swallowing abuse.
                              1 Reply Last reply
                              0
                              • tal@lemmy.todayT tal@lemmy.today
                                Why not just not play them if you don't like them? I think that hunting games are not fun at all, but I can very easily address that by just not playing them, which avoids starting a fight with people who *do* like them. If I decided "I need to tell people to play games as I see best" and impose a ban, I'd be going out and starting a fight with people that just doesn't need to happen.
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                                Guest
                                wrote last edited by
                                #26
                                They're making everything like that now
                                1 Reply Last reply
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                                • ? Guest
                                  But god forbid I use my credit card to pay for portrayed boobies!
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                                  Guest
                                  wrote last edited by
                                  #27
                                  The Christians have shady front groups they use to pressure credit.card companies Into bowing down to their agenda
                                  1 Reply Last reply
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