@craiglambie42 @dobetterinstitute @fedipay
I think this is such an important problem to think about. Payment networks are networks of trust. Since IRL we don't experience "transaction fees" it easy to not understand why such fees are so hard to avoid when moving online.
I don't want to discourage you because it's upsetting how hard it is to extricate oneself from all of the big players in payments.

